Junior savings account is designed to enable parents plan for their children’s education through savings accumulation for a given period of time.

• Minimum monthly savings KES 1,000 (lump sums allowed)
• Minimum savings period: 2 years
• 4% interest per annum.
• Minimum interest earning balance: KES 5,000
• Account operated by parent or guardian (Child’s birth certificate required)
• Full withdrawal or part withdrawal allowed only after two years. Principal and interest amount not withdrawn will be rolled over to the next financial year.