SAVE * INVEST * GROW

+254117661639

Phone number

CROSSROADS PLAZA, WESTLANDS

Address location

Long-term loan products

The upper ceiling is KES 8,000,000 and repayable in 84 months. It is offered up- to 4 times a member’s deposits. With no waiting period; Interest is 1% per month on reducing balance.

The upper ceiling is KES 500,000 and repayable in 30 months. It is an additional school fees facility and is offered within 4 times a member’s deposits.  Interest rate is 1.5 % per month on reducing balance.

This is a long-term loan that is purely for consolidating all the other loans (both short term and long-term loans) irrespective of the amount so far paid. The commission charged is 2% of the balance.

This is applicable only on development loans. One should have paid at least ½ (half) of the previous loan to be eligible. Interest rate is 1% per month reducing balance and repayable within 84 months.

Applicable only on development loans. This will be issued to members whose original Development/Top-up, Top-up1 or Super Plus loan balance is above half of the amount taken and they have room for top-up. A one-off commission for top-up will be charged at 1.5% of outstanding balance.

short-term loan products

This is an Advance secured on the Deposits of the applicant. It’s recovered from payroll in two instalments. Interest rate is 5% charged upfront from the loan approved. This product is available only for Check-off members.

The upper ceiling is KES 500,000 and repayable in 24 months. It is offered within 4 times a member’s deposit.  Interest is 1.5% per month on reducing balance.

The upper ceiling is KES 300,000 and is repayable in 12 months. It is offered within 4 times a member’s deposit. Interest charged is 1 % per month on reducing balance.

The upper ceiling is KES 300,000 and repayable in 12 months. It is offered within 4 times a member’s deposit. An application MUST be supported by a fees structure for the particular year. Interest charged is 1 % per month on reducing balance.

A product for refinancing the short-term loans (Emergency, School Fee, Instant, Super School Fee). 10 % commission is charged on the outstanding balance of loan being boosted.