Develop, Grow, Empower


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Junior savings account is designed to enable parents plan for their children’s education through savings accumulation for a given period of time.

  • Minimum monthly savings KES 1,000 (lump sums allowed)
  • Minimum savings period: 2 years
  • 4% interest per annum.
  • Minimum interest earning balance: KES 5,000
  • Account operated by parent or guardian (Child’s birth certificate required)
  • Full withdrawal or part withdrawal allowed only after two years. Principal and interest amount not withdrawn will be rolled over to the next financial year.

A voluntary fixed savings plan to enable members save for a dream holiday in one simple step.

  • Payable half yearly interest 4% p.a
  • Maximum period without withdrawal is 2 years.
  • Minimum monthly savings is KES 1,000.
  • Periodic lump sums allowed.
  • Check-off or through direct deposits.